MAZDA Financing for Beginners

Even if you’re new to Mazda financing and don’t know where to start, it doesn’t have to be a mystery. Our dealership can help you with any finance questions, including what auto financing is, how it works, and what steps you need to take to get started. Courtesy of Sentry West Mazda, here are all the Mazda financing tips beginners need to know. 

How Does Financing Work? 

Mazda financing lets you apply for a loan on a new vehicle so you can drive it without paying the total price at signing. You’ll be set up with a monthly payment plan that includes part of the vehicle’s purchase price in addition to interest. Our dealership and finance partners will help you find the best loan terms for your budget and financial situation. 

Making a Budget 

The first step of getting Mazda financing is to budget your finances so you know what you can afford to pay for a new Mazda car each month. Many financial experts recommend budgeting no more than 10 percent of your take-home salary each month for car expenses. This includes your monthly payments, plus additional costs such as insurance, parking, maintenance, and more. Next, you can browse our virtual inventory to find specific vehicles that fit your budget. 

Financing vs Leasing 

Not everybody will benefit from financing, so it helps to know whether a Mazda lease is the better option. Financing is the better option if you drive a lot or want long-term vehicle ownership. Leasing may suit you better if you want to constantly upgrade to the newest vehicles. Our team can help you figure out what’s right for you. 

Can I Get Pre-Approved? 

Yes! Our Shrewsbury, MA Mazda dealership makes it easy to get pre-approved for a financing offer. Go on our website to fill out the pre-approval form, which can help you estimate how much you can afford to spend. It will also save you time at the dealership, simplifying the financing process. 

Apply for MAZDA Financing in Shrewsbury, MA 

If you’re planning to apply for Mazda financing, our dealership is here to help. Contact Sentry West Mazda today to explore finance options or test-drive models that are currently available.