Does Credit Matter When Applying for Financing

Our team at Sentry West Mazda is proud to provide the Mazda financial services and information our customers need. One common question new car buyers have is about the influence of credit when financing a new vehicle. The team at our Shrewsbury, MA, Mazda dealership dives into what you need to know. 

The Role of Credit in Auto Financing 

Your credit score serves as a snapshot of your financial reliability that is used to help lenders predict your ability to repay the loan. A higher credit score may result in more favorable loan terms such as lower interest rates. 

While your credit score is important, it's not the only point lenders consider when reviewing your finance application. Lenders may also take into account other points such as your income, employment status, and existing debt. 

What If I Have Low Credit? 

At Sentry West Mazda, we understand that everyone's financial situation is unique. We are able to overcome most credit problems, and our programs have helped many people get into a new car and work to rebuild their credit. Our Mazda Financial Services offer different options to accommodate different financial circumstances.

There are also some ways you can build your credit before financing a car, including: 

• Making payments on time 
• Catching up on outstanding balances 
• Asking for a higher credit limit 
• Disputing credit report errors 

Why Choose Sentry West MAZDA for Financing? 

We believe everyone should have the opportunity to own their own Mazda vehicle – here's how we work with you to make that happen: 

• Expert Guidance: Our finance professionals will guide you through every step of the financing process. 
• Personalized Solutions: We can work with you to develop a financing plan that fits your budget and needs. 
• Supportive Environment: Even if your credit isn't perfect, we're here to help by exploring all available options to secure the financing you need. 

We also offer numerous financial tools on our website, such as a Mazda payment calculator that lets you check your buying power or estimate your monthly payment. 

Get Pre-Approved for MAZDA Financing at Sentry West MAZDA 

Get pre-approved with Sentry West Mazda today and let our team guide you through the Mazda financing process. We're committed to helping you secure financing that best suits your situation and getting you behind the wheel of your very own new Mazda car today.